Real Estate Blog 
Summer Saving Energy Tips
Wednesday, June 23rd, 2010 at 4:10am. 140 Views, 0 Comments.
Beat the heat thissummer without cranking up the air conditioner. With these simple strategies, Ican help you slash energy bills and still stay cool. During the summer,home energy bill usually increases by up to 15% as households turn on theircooling systems even higher. In addition to increased energyconsumption, cooling systems emit over 6,600 pounds of carbon dioxide into theatmosphere ever year.
1) Unplug appliances
Regardless of thetime of the year, turning off everything from lights to computers when not inuse is a vital step to reducing home energy bill. Unplug electronic gadgets andsmall appliances such as PCs and chargers as many of them are energy thefts,continuing to use electricity even when turned off. Doing both will givehouseholds up…
Construction growth shows Economic Recovery
Tuesday, June 22nd, 2010 at 4:15pm. 125 Views, 1 Comments.
My name is Justin Botner; a local Realtor in the valley.
A positive outlook in construction has been revealed recently by the Associated Builders and Contractors. The Construction Backlog Indicator is for the first time in 2010 has shown an increase of 4.5% this quarter to 6.07 months. This is up from the same time in 2009 which was only at 5.8 months.
What these numbers represent is that new construction is actually picking back up. One of the largest sectors hurt from the economic recession was specifically work in construction. Many people found them selves with out a job and has been a sore point for the nation in fixing unemployment.
The Northeast states have seen the biggest gains. While the Middle and southern states have seen gains but not much…
The summer heat is here to stay, go get your AC checked today!
Monday, June 21st, 2010 at 3:40pm. 107 Views, 0 Comments.
Hi all, Jenna your local Realtor here. Hope everyone had a wonderful Father's day weekend.
As the weather is heating up here in the valley of the sun it is the perfect time to service your air conditioner. When dealing with air conditioners it is better to pay a little now for a yearly check instead of paying a lot later for a major repair. An air conditioner is built to withstand the elements and last for years, but just like any other piece of equipment they need regular tune ups to run properly. Studies show that with regular tune ups a unit will maintain up to 95% of its original efficiency. The cost of the repair will quickly make up for itself with the savings on your monthly electric bill and reduced repair costs. If you live in…
LOAN MODIFICATIONS PROVE YOU SHOULD JUST WALK AWAY
Tuesday, June 15th, 2010 at 12:48pm. 91 Views, 1 Comments.
My name is Justin Botner; a local Realtor in the valley.
The results of the Loan Modification are in… they are not good. Over 1 million Americans who no longer could afford their mortgage due to the economic hardships reached out to Obama’s HAMP (Home Affordable Modification Program) with the hope of saving their home. Only one 116 thousand of those home owners successfully made it. 116,000 people does not quite make the mark of the 3-4 million people the plan was estimated to help.
Why was this program such a flop? Why didn’t more people qualify?
The problem was a “one two punch” combo. First was the vast amount of jobs lost during the economic recession. People found a severe loss in income and no way to bring in more. When applying for a…
Homebuyer tax-credit deadline may extend
Sunday, June 13th, 2010 at 1:12pm. 74 Views, 1 Comments.
Hi all, Jenna your local Realtor here. I just read this great article on Azcentral.com explaining the possible extension of the first time home buyer tax credit! I will keep you all posted as more information comes out.
WASHINGTON - Homebuyers may get an extra three months to finish qualifying for federal tax incentives that boosted home sales this spring.
Senate Majority Leader Harry Reid, D-Nev., said Thursday that he wants to give buyers until Sept. 30 to complete their purchases and qualify for tax credits of up to $8,000. Under the current terms, buyers had until April 30 to get a signed sales contract and until June 30 to complete the sale.
OAS_AD('ArticleFlex_1')The proposal would allow only people who already have…
Check out the First Friday Artwalk this week!
Tuesday, June 1st, 2010 at 1:40pm. 108 Views, 0 Comments.
Hi all, Jenna your local Realtor here. If you are looking for something fun and new this Friday head to downtown Phoenix and check out the First Friday artwalk. The galleries stay open late, so go check out some fun new artwork and sip on some wine! http://artlinkphoenix.com/about/
First Friday
Join us on the First Friday of every month from 6-10 p.m. for the nation's largest, self-guided art walk!
Tour more than 70 galleries, venues and art-related spaces to see a variety of artwork and to enjoy the spirit and culture of the city as you mingle with thousands of other residents and visitors. If you'd like to get from place-to-place on one of the free event shuttles, those begin at the First Fridays headquarters at the Phoenix Art Museum,or you can jump on…
Sad you missed the tax credit?? Well don't be!!
Friday, May 28th, 2010 at 12:41pm. 88 Views, 0 Comments.
Hi all, Jenna your local Realtor here. I was just on Realtor.com and came across a great article I wanted to share. Even if you missed the tax credit there are still financial reasons to buy now while interest rates are so low!!
Post-Tax Credit Buyers May Save Money
Missing the tax credit deadline might have
seemed like a big mistake to some home buyers, but waiting could have
been the smartest thing to do.
Interest rates have fallen so dramatically
since April 30th that the typical purchaser of a $350,000 home, financed
with a $280,000 mortgage, would have saved a bundle by waiting until
May.
At April’s average rate of 5.34 percent, a
home buyer would have locked in a 30-year fixed rate loan with a monthly
payment of $1,561.82.
2 Types of mortgage loan calculators
Saturday, May 22nd, 2010 at 7:38pm. 183 Views, 0 Comments.
There are different types of mortgage loan calculators available in the market. However, in this article we will discuss about two types of mortgage loan calculators. They are: loan amortization calculator (for fixed rate mortgages), and interest-only mortgage calculator.
By Mortgagefit Communityvar CalToolTypeArr=['simpleCal','pointsCal','aprCal','armCal']; Types of mortgage loan calculatorsThe two types of mortgage loan calculators are given below:
1. Loan-amortization calculator: The loan amortization calculator helps you to figure out the monthly payments, overall interest of the loan, how much balance is paid back at any given time. You have to enter all the relevant information of the loan into the calculator. Once, you have entered all the necessary…
Tired of getting taken advantage by landlords?
Friday, May 21st, 2010 at 11:28am. 74 Views, 1 Comments.
Hi guys this is Ryan Nager from Occasio Realty. I wanted to share a little epiphany I and some clients had a few weeks back. I had a young couple call me interested in one of my rental listings. We met at the property and after talking a little about their situation and the market right now they asked me if it was possible for them to purchase a home. We got in touch with my loan officer and got them qualified in a matter of days. What we realized is that right now purchasing a home is cheaper initially and their mortgage payments is lower than market rent. The best part of owning a home versus renting.....your actually paying YOURSELF!! NOT A LANDLORD OR INVESTOR! Think about it renting you have to come up with at least 1 and 1/2 times the monthly…
Tax Credit Extended for Qualified Service Members, spread the news!!
Wednesday, May 12th, 2010 at 4:35pm. 99 Views, 1 Comments.
Hi all, Jenna your local Realtor here! Great news for people in the service!
Members of the military, foreign service and intelligence communities will have an additional year to buy a home and claim the home buyer tax credit that expired on April 30. To qualify for the extended tax credit deadline, qulaified service members must have served on official extended duty outside of the United States for 90 days or more at any time between January, 1, 2009, and April 30, 2010. If so, they have until April 30, 2011, to sign a sales contract, and until June 30, 2011, to settle and close on the home. The rule includes both the $8,000 first-time and $6,500 repeat homebuyer tax credit.
In addition, the rule that requires buyers to repay the credit if…
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